COUNTRYWIDE CREDIT (CCR-NYSE): Technical Viewpoint: From a low of $31 1/2 on Oct 12, 2000 prices rallied, reaching a high of $39.06 on Nov 7, 2000. A decline saw prices pull back, reaching a low of $34 3/8 on Nov 22, 2000. Another rally saw prices penetrate resistance, closing 12/15/00 at $45 1/2. Technicals: MACD-Histogram (MACD-H): A Buy Alert! was given on Dec 5, 2000 when the Histogram crossed the "0" line to the upside. Support: Remains at $41 7/8. Resistance: Is at None at current levels. Point & Figure: Reversed to the upside on Nov 30, 2000. A P&F upside reversal takes place at $42 3/4. Summary: Technical indicators have turned bullish. BUY! COUNTRYWIDE CREDIT (CCR-NYSE) @ $45 3/4 Stop: Use a protective stop of $43 1/8. COUNTRYWIDE CREDIT is currently trading @ $45 1/2 plus $3.06 on Dec 15, 2000. Price Objective: $56.00. Risk/Reward: $2 5/8 VS. $10 1/4. Today's Risk Reward Ratio: 4:1