PRUDENTIAL FINANCIAL (PRU-NYSE): Technical Viewpoint: From a low of $25.25 on Oct 9, 2002 prices rallied, reaching a high of $30.40 on Oct 21, 2002. A decline saw prices pull back, reaching a low of $27.85 on Oct 3, 2002. Another rally saw prices penetrate resistance, closing 11/6/02 at $30.71. Technicals: MACD-Histogram (MACD-H): A Buy Alert! was given on Oct 21, 2002 when the Histogram crossed the "0" line to the upside. Support: Remains at $28.75. Resistance: Is at $32.01. Point & Figure: Reversed to the upside on Oct 31, 2002. A P&F upside reversal takes place at $29.50. Summary: Technical indicators have turned bullish. BUY! PRUDENTIAL FINANCIAL (PRU-NYSE) @ $31.13 Stop: Use a protective stop of $29.13. PRUDENTIAL FINANCIAL is currently trading @ $30.71 plus $1.81 on Nov 6, 2002. Price Objective: $40.50. Risk/Reward: $2.00 VS. $9.38. Today's Risk Reward Ratio: 5:1